Hi Dimitris.
Totally agree
I never use the same passwords etc on more than one site.
I have some 12 different savings accounts plus about 40 sites I do shopping on. Its imposible to remember them all. I record them on a spread sheet on an encrypted memory stick, so as to refer to when needed, especially on the sites I may only access one a year.
Never save any details, other than the forum, on any website
Each site is protected by Kaspersky plus Trusteer Raport, a security systems UK banks recommend when any monetry transaction are made.
Nothing is saved directly onto the laptop and the memory stick is not kept with the computor. It is secreted away in the home. When I am on holiday the memory stick goes with me.
I never respond to unsolicted e mails and I never click on mail links, even from a known source. I dont even use contactless cards. I always ask for a contactless card to be issued issued.
I could not manage without online banking for savings especially as most of the best saving rates are only available on line. Who can survive without on line shopping? Hopefully I am protecting myself best I can.
If I open up a new savings account, I always transfer a nominal ammount first and then confirm it has been recieved to the correct account before completing the full transfer of funds
What else can you do?
Keep safe
Geoff